Small business risk snapshot
What keeps small business owners up at night? There's a growing list of concerns and complex risks that small business owners face. The Small Business Risk Report recently published by Forbes Insights and The Hanover reveals that while small business owners recognize these risks, most say they are not spending enough time focused on how to protect their business and assets.

If your current insurance portfolio does not include all of the listed coverages,
you have a potential financial exposure and
you are putting your personal assets at risk
Contents Coverage - you select the amount
Building Coverage (optional) - you select the amount
Loss of Profit Coverage - 12 months or optional per Diem amount, $25,000 Off Premises Power Failure with 24 hour deductible
$150,000 Blanket coverage for the following:
Accounts Receivable Coverage
Valuable Papers and Records Coverage
Computers & Media
Debris Removal
Sewer Back up/Water Damage
Data Breach Coverage/Identity Theft
Employment Practices Liability Insurance
ERISA/Employee Dishonesty $25,000
General Liability Insurance $1,000,000/$2,000,000