Small business risk snapshot

What keeps small business owners up at night? There's a growing list of concerns and complex risks that small business owners face. The Small Business Risk Report recently published by Forbes Insights and The Hanover reveals that while small business owners recognize these risks, most say they are not spending enough time focused on how to protect their business and assets.

If your current insurance portfolio does not include all of the listed coverages,

you have a potential financial exposure and

you are putting your personal assets at risk

      
Contents Coverage - you select the amount

Building Coverage (optional) - you select the amount

Loss of Profit Coverage - 12 months or optional per Diem amount, $25,000 Off Premises Power Failure with 24 hour deductible

$150,000 Blanket coverage for the following:

 Accounts Receivable Coverage

 Valuable Papers and Records Coverage

 Computers & Media

 Debris Removal

 Sewer Back up/Water Damage

Data Breach Coverage/Identity Theft

Employment Practices Liability Insurance

ERISA/Employee Dishonesty $25,000

General Liability Insurance $1,000,000/$2,000,000